Loyalty

Understand how supermarket and bank loyalty programmes work and their potential drawbacks. Articles cover unused cards, customer tracking, and whether loyalty schemes genuinely benefit consumers.

Bank and Building Society Reward Schemes

Banks and building societies use loyalty schemes to reward customers, from membership perks to incentives for new account holders.

Is It Time to Ditch That Loyalty Card?

Most people with loyalty cards don't use them, and £5.2 billion in points are sitting unclaimed as shoppers lose interest.

Keeping Track of Customers with Loyalty Cards

Loyalty cards let stores track what you buy and when, giving them detailed insights into your shopping habits and personal life.

Men vs Women: Shopping and Loyalty Cards

Men and women shop differently, and those differences extend to how they use loyalty cards and rewards programs.

The Dangers of Using Supermarket Loyalty Cards

Supermarket loyalty cards encourage you to spend more money through psychological tricks that make rewards feel like free gifts.

The Pitfalls of Loyalty Bonuses

Loyalty bonuses can trick you into overspending on things you don't need, here's how to avoid wasting money instead of saving it.

What Are Loyalty Points Really Worth?

Most loyalty card points are worth far less than shoppers think they have, often converting at rates that barely match the money you've spent.

What if My Loyalty Card Is Unused?

Most loyalty cards stay active even if you don't use them for years, but some schemes change or expire depending on the company's policies.