Case Studies...
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Are High Interest Store Cards Easy to Obtain?
Store cards do usually come with notoriously high rates of interest and many well known stores will supply these lines of credit without using responsible lending methods....
Are Hotel Loyalty Schemes Worth it?
Hotel loyalty schemes are as popular as airmiles but how do they work?...
Are Loyalty Schemes Really Worth it?
We all have loyalty cards but how useful are they to us?...
Bank & Building Society Reward Schemes
Banks and building societies offer reward schemes much in the same way as shops do, but how do they work?...
Can I Transfer my Store Card Balance?
Store cards can be very helpful but don't pay off the balance and you could be hit with a hefty interest bill! If that is the case transferring your balance may help...
Cash Back & Voucher Reward Schemes
We hear about cash back and voucher reward schemes often but few of us actually understand what they offer...
Cashback or Rewards on Loyalty Cards: FAQ
Loyalty schemes are hugely popular but customers should research the best most beneficial rewards options when it comes to cashback or discount on future purchases....
Do Store Cards Charge Too Much Interest?
Store cards are notorious for their high interest rates but why are they so high?...
Environmentally Friendly Loyalty and Reward Schemes
Becoming environmentally aware can extend to shopping and there are companies that reward customers through their environmentally friendly loyalty schemes....
Getting a Discount With a Store Card
Store cards will usually come with high rates of interest but there are certain ways that the account holder can make the card work in their favour not the stores....
Hidden Charges With Online Discount Vouchers
Online shopping discounts offered through websites are not uncommon but many people have been found themselves unwittingly paying money after assuming these offers were free of charge....
How are Credit Cards Different to Store Cards?
Both allow you to buy on credit but what are the differences between credit cards and store cards?...
How do Credit Card Loyalty Schemes Work?
Most loyalty schemes reward you for spending money with them whereas credit card companies reward you just for spending money...
How Does the Airmiles Scheme Work?
Airmiles schemes are extremely popular but how do the schemes work?...
How Store Cards Affect Your Credit Score
Your credit score is vital when it comes to obtaining credit and store cards can play a major part in that...
Improve Business by Implementing a Loyalty Scheme
Loyalty schemes are definite winners when it comes to retaining customers, increasing profits and marketing a business without spending huge amounts on advertising....
Is it Time to Ditch That Loyalty Card?
Loyalty cards have been offered by retailers since 1995, but enthusiasm for these rewards schemes may be fading as consumers look elsewhere in the search for more competitive prices....
Keeping Track of Customers With Loyalty Cards
Loyalty cards may simply seem like a great way to get money back for spending at one store but they do contain information that is extremely beneficial to the stores....
Loyalty Points Schemes
Most of us have loyalty points cards but do we really know how they work?...
Loyalty Points: How Much You Actually Need to Spend
The amount of money spent before customers receive a small reward through loyalty points is surprisingly high but there are ways for the customer to come out on top....
Loyalty Schemes: Beware of the Small Print
Many loyalty scheme customers have lost out on their rewards and cashback simply because they did not take the time to read the scheme contract's terms and condition....
Making Savings With Store Cards
Store cards come with very high interest rates and are never a good bet for long term borrowing but sticking to certain rules can bring about savings with store cards....
Maximising Your Loyalty Points: FAQ
Store loyalty cards are a way of obtaining discounts in return for spending at certain stores and there are certain ways to maximise the points that can be obtained....
Men Vs Women: Shopping and Loyalty Cards
Consumer survey research has found that there are differences when it comes to the way men and women shop and their use of store loyalty cards....
Pros and Cons of Student Credit Cards
A great many students do use credit cards to make ends meet during university but there are pros and cons towards the heavily advertised student credit cards....
Protect Yourself Against Credit & Store Card Scams
If you're not careful with your store card you could find you get burnt...
Rail Travel Loyalty Schemes
Public transport is the one thing we all complain about! But there are ways of saving money...
Reward Schemes for Online Shoppers
Shopping online comes with significant benefits that high street stores simply cannot match, and shoppers can also make huge savings with online discounts and loyalty schemes....
Rewards and UK Holiday Attractions
Holidays can be one of the major financial outgoings to a budget but shrewd loyalty card holders can achieve big savings and discounts on a number of UK holiday attractions....
Rewards Schemes for Employees
It does not take much to implement some form of employee rewards scheme, but many employers presume that the cost will outweigh the benefits....
Rewards With Pre Paid Credit Cards
Pre paid credit cards do come with rewards and cashback schemes similar to those offered on normal credit cards, and these can be beneficial for customers who frequently shop online....
Some Common Store Card Scams
Store card scams are rare but often consumers feel they have been victims of a type of fraud when they finally read the small print...
Stay Loyal or Face Inactive Penalty Charges
Customers who don't stay loyal to their credit cards or fail to meet the terms and conditions of their loyalty schemes could face fees or have the service withdrawn altogether....
Store Card Debt & How to Manage it
Store card debt is on the increase, if you are going to take a store card out you must manage it sensibly...
Supermarket Schools Vouchers: Are They Worth It?
Supermarkets have been running the schools vouchers schemes for over five years but many critics have highlighted that these schemes are more a profitable marketing ploy than a worthy cause....
Take Advantage of Loyalty or Reward Schemes
Loyalty schemes are there to offer consumers rewards but how can you make the most of them?...
The Best Alternatives to Credit Cards
With credit card lenders hiking up their interest rates consumers are looking at alternatives to credit cards that will provide the same functions without the hefty interest fees....
The Dangers of Using Supermarket Loyalty Cards
Supermarket loyalty cards do have some hidden dangers and are not always the 'something for nothing' bargains that they appear to be....
The Disappearing Cashback Schemes
Credit companies are either withdrawing cashback schemes or changing the terms and conditions in an attempt to recoup their financial losses....
The Facts About Petrol Loyalty Schemes
With so many loyalty schemes on offer it's no surprise that petrol companies have jumped on the bandwagon...
The Facts About UK Store Cards
British shoppers owe £2.2 billion on store cards and many account holders are unaware of just how high the interest rates are on these store credit cards....
The Facts and Myths About Loyalty Schemes
There are a number of common misconceptions about loyalty schemes and knowing the facts and myths may be beneficial before deciding to join one....
The Future of Loyalty Cards
With customer enthusiasm dwindling over retailer loyalty schemes marketers are exploring new loyalty scheme avenues including price reductions and discounts for loyalty card members only....
The Pitfalls of Loyalty Bonuses
There are many benefits to loyalty cards but also several pitfalls to look out for...
The Pros and Cons of Holiday Credit Cards
Exchanging currency before and during a holiday can bring many different fees but there are certain holiday credit cards that can help reduce or eliminate many of these fees....
The Store Card Debt Trap: A Case Study
Store cards are made to look attractive with initial discounts and interest free periods, but as this case study shows they can quickly lead to uncontrollable debt problems....
Top 5 Tips to Make Money on Loyalty Cards
British shoppers love obtaining points through their store loyalty schemes but there are ways to maximise the amount of points given and save more money on their purchases....
Travel the World With Reward Schemes
Reward schemes are an excellent way to save some money when travelling and holidaying abroad and it is possible to obtain low cost hotels and flights abroad using these schemes....
Tricks to Get the Most Out of Loyalty Schemes
Loyalty schemes offer great rewards but there are ways that help yo get even more from your scheme...
UK Businesses That Reward Loyal Customers
Most shoppers are aware of supermarket loyalty schemes but there is also a wealth of reward schemes available through many UK businesses....
What Are Loyalty Points Really Worth?
Loyalty points schemes allow customers to earn a little each time they spend, but how much?...
What are Loyalty Schemes?
Loyalty schemes were invented to keep customers interested by giving them rewards but how do they work?...
What are Rewards Really Worth
Reward schemes are not always value for money so you have to use your head...
What are Store Cards & How Do They Work?
Store cards are everywhere but how exactly they do they work and are they worth it?...
What if My Loyalty Card is Unused?
Most of us have loyalty cards in our purses or wallets that we don't use, but are they still valid?...
What Kind of Rewards Do Loyalty Schemes Offer?
Loyalty schemes offer all sorts of rewards so the consumer can make quite a saving...
Who Benefits From Store Cards: You or the Store?
Store cards do have their benefits but they're not all for you...
Why Companies Offer Loyalty or Reward Schemes
The old adage goes, you get nothing for nothing, so why do companies offer loyalty schemes?...